Social welfare insurance

The social welfare sector is incredibly diverse with a broad range of insurance requirements, often well beyond the usual covers associated with other areas of commerce.

Our comprehensive package policy caters for a wide range of charities, care providers, social enterprises and not-for-profit organisations. As we specialise in more challenging risks involving the care and support of vulnerable and disadvantaged people the cover addresses areas such as abuse, breach of professional duty, medical malpractice and volunteers.

Cyber risks cover is now available as part of this policy.


0345 351 2600

Your responsibility to third parties:

  • Public and products liability
  • Professional liability and management liability
  • Entity defence

 Your responsibility as an employer:

  • Employers liability
  • Employment law protection (not available in Northern Ireland)
  • Personal accident

 Protection of your assets:

  • Fidelity
  • Property damage
  • Business interruption
  • Specified all risks
  • Money and personal assault
  • Transit and refrigerated stock

Cyber and data risks:

  • Data loss
  • Data liability
  • Cyber loss
  • Cyber liability
  • Network interruption
  • Care and health consultancy
  • Cyber risks helpline
  • Employer helpline and guides
  • PR crisis management

For further information please visit the policyholder services page.

  • Adult placements / assisted living
  • Care and day centres
  • Care providers
  • Charities, not-for-profit and voluntary organisations
  • Children’s homes
  • Community action groups, programmes, centres and services
  • Counselling and therapy services
  • Domiciliary care
  • Drug and alcohol rehabilitation
  • Education, literacy and training services (not ‘conventional’ schools and colleges)
  • Foster care
  • Hospices
  • Mental health support
  • Nurseries, playgroups and out-of school clubs
  • Rehabilitation and halfway houses
  • Respite care providers
  • Sheltered workshops and vocational training
  • Shelters and refuges
  • Supported living
  • Youth centres and organisations

Keith Hill

Regional Manager - North

0345 351 2600


Ruth Reaney

Regional Manager - Central

0345 351 2600