Not-for-profit combined insurance

As an experienced insurer of numerous charities and not-for-profit organisations, we are able to identify and deal with the specific risks that arise in this sector.

Based on our successful social welfare policy, this product specifically caters for charitable and not-for-profit organisations which do not deal directly with children or vulnerable adults.

Liability can arise from many areas including breach of professional duty, employment disputes, injury to employees and third parties, investigations and breach of trust or duty, to name but a few.

Cyber risks cover is available as part of this policy.


0345 351 2600

Your responsibility to third parties:

  • Public and products liability
  • Professional liability
  • Management liability (trustees liability)
  • Entity defence

Your responsibility as an employer:

  • Employers liability
  • Employment law protection
  • Personal accident

Protection of assets:

  • Fidelity
  • Property damage
  • Business interruption
  • Specified all risks
  • Money and personal assault
  • Transit
  • Refrigerated stock

Cyber and data risks:

  • Data loss
  • Data liability
  • Cyber loss
  • Cyber liability
  • Network interruption
  • Cyber risks helpline
  • Employer helpline and guides
  • PR crisis management

For further information please visit the policyholder services page.


  • Professional body
  • Trade body
  • Consultancy
  • Education and training
  • Grant making
  • Fundraising
  • Community development
  • Property owning
  • Research
  • Arts, culture and recreation

Keith Hill

Regional Manager - North

0345 351 2600


Ruth Reaney

Regional Manager - Central

0345 351 2600